Our role
Padmajaya Life assists customers with insurance-related requirements through relationships with insurance providers.
Padmajaya Life is not an insurance company and does not underwrite insurance risk.
Insurer responsibility
Insurance products are issued by the respective insurance companies and remain subject to their underwriting, eligibility requirements, policy terms, exclusions and conditions.
General information and policy documents
Information available on this website is intended to help visitors understand insurance topics in general and should not replace the official policy documentation.
Before purchasing an insurance product, customers should read the applicable product information, policy terms and disclosures carefully.
Benefits and illustrations
Any illustrations, examples or educational material on this website should not be interpreted as guaranteed benefits or guaranteed returns unless specifically guaranteed under the terms of the applicable insurance product.
Solicitation
Insurance is the subject matter of solicitation.