Does Padmajaya Life issue insurance policies?
No. Insurance policies are issued and underwritten by the respective insurance companies. Padmajaya Life helps customers understand their insurance requirements and assists with available insurance solutions and the application process.
Which insurance companies do you work with?
Our current relationships include Tata AIA Life Insurance, Care Health Insurance and Tata AIG General Insurance. The available insurance product depends on the relevant insurer, customer requirement and eligibility.
What types of insurance can you help with?
We can assist with insurance needs including health, life, term, motor, travel, home, personal accident and various general insurance requirements, depending on available products and eligibility.
Do you serve only Mumbai?
No. Padmajaya Life is based in Mumbai but serves customers across India.
Can NRIs contact you?
Yes. NRIs can contact us regarding eligible insurance requirements in India. Communication can be handled through WhatsApp, telephone and email.
Can you help with insurance for my parents in India if I live abroad?
Yes, subject to the insurer's product availability and eligibility requirements. We can discuss the ages, location, health situation and insurance requirement before looking at suitable available options.
Can I buy insurance completely through your website?
Our website is designed to start the conversation. Every enquiry first comes to Padmajaya Life so we can understand your requirement before proceeding.
How do I know which insurance policy is suitable for me?
There is no universal policy that is suitable for everyone. Your needs can depend on age, family situation, income, health, existing insurance, liabilities and what you are trying to protect. That is why we begin with your requirement rather than simply showing a list of products.
Do you provide investment advice?
At present, the Padmajaya Life website focuses only on insurance-related services.
How can I become an insurance advisor?
Start by completing our advisor application. We will have an initial conversation and, where appropriate, explain the relevant insurance-company eligibility, training, licensing and onboarding process.
Do I need insurance experience?
Previous experience may help but is not necessarily the only factor. Your ability to communicate, learn, build relationships and work responsibly is also important. Final eligibility remains subject to the relevant company and regulatory requirements.
Is insurance advising a salaried job?
Advisor arrangements can differ from traditional salaried employment. The specific structure and remuneration applicable to an opportunity will be explained before onboarding. We do not promise guaranteed income.
Can I become an advisor part-time?
Potential working arrangements depend on the relevant insurer, applicable rules and your circumstances. We can discuss this during the initial conversation.