Insurance for Real Life — the details
A medical emergency, accident, loss of income, damaged vehicle or unexpected event can quickly create financial pressure.
The purpose of insurance is to transfer part of that financial risk to an insurer, subject to the terms and conditions of the policy.
At Padmajaya Life, we help you understand what type of insurance may fit your situation.
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Your family’s financial future
Financial protection connected to the life of the insured person.
Your family’s income
Pure life protection designed to provide financial support to beneficiaries if the insured person dies during the covered period, subject to policy terms.
Your vehicle
Insurance for eligible cars, two-wheelers and other vehicles.
Your home
Protection for eligible risks relating to your home and belongings.
Accident-related needs
Financial protection for specified accident-related events.
Your business
Insurance protection for a range of eligible assets, liabilities and risks.
Term insurance is a type of life insurance focused on protection for a defined period. Other life policies may combine protection with savings or other objectives. Compare the actual benefits, commitments and conditions.
Not sure where to start?
How Do I Know What I Need?
- Who depends on my income?
- Could my savings comfortably handle a major hospital bill?
- Do I own a vehicle?
- Do I own a home?
- Do I travel frequently?
- Do I run a business?
- What financial impact would an unexpected event have on my family?
You do not need to solve these questions alone.