Start from where you live
For NRIs exploring insurance connected to family, responsibilities or eligible property in India.
- Country of residence and the particular product affect eligibility.
- An initial phone, email or WhatsApp conversation does not mean the whole policy process can be completed remotely.
- Before proceeding, confirm documentation, medical requirements, payment methods and ongoing servicing with the insurer.
Next: share your country, insurance need and preferred contact method. You can suggest a time with its time zone.
Discuss my insurance needs in IndiaExample: Tata AIA’s NRI term-insurance requirements. These are product-specific and do not establish eligibility for every insurer or country.
Insurance in India for NRIs — the details
Living outside India often means managing two worlds. You may work overseas while your parents live in India. You may own property here. Your family may travel between countries. Or you may simply want financial protection connected to India.
Padmajaya Life helps NRIs understand and arrange eligible insurance solutions available in India. You can speak with us directly through WhatsApp, phone or email from wherever you live.
How We Can Help NRIs
Health Insurance
For eligible individuals and families requiring health coverage in India.
Health Insurance for Parents in India
Many NRIs want to ensure that parents living in India have suitable medical insurance. We can help you understand available options based on age, health history and insurer eligibility.
Life & Term Insurance
Life protection can form an important part of financial planning when family members depend on your income.
Travel Insurance
For eligible international and domestic travel requirements.
Home & Property Insurance
For eligible homes or property-related insurance requirements in India.
Motor Insurance
For eligible cars and two-wheelers in India.
Personal Accident & General Insurance
Additional protection may be available depending on your circumstances and the insurer's products.
Why NRIs Work With Us
One point of contact in India
Instead of trying to understand everything alone from abroad, you can speak directly with us.
Digital communication
Connect through WhatsApp, email and phone without needing to be physically present for every conversation.
Family-focused support
You may be living abroad while the insured person is your parent or another family member in India. We understand that situation.
Simple explanations
Insurance language should not make an important financial decision harder. We explain the options in practical terms.
How the NRI Insurance Process Works
Step 1 — Tell us where you live
Let us know your country of residence and the insurance you are looking for.
Step 2 — Tell us who needs insurance
It could be you, your spouse, children, parents, property or vehicle.
Step 3 — We understand eligibility and requirements
Insurance availability depends on the insurer, product, residency, health and other eligibility criteria.
Step 4 — Understand the available option
We explain the relevant product information and next steps.
Step 5 — Complete the insurer's process
If you decide to proceed, we assist with the application process applicable to that insurance product.